PMJAY SEHAT Scheme J&K: Recently, the Prime Minister has launched a special version of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) as SEHAT (Social Endeavour for Health and Telemedicine) scheme for all the residents of Jammu and Kashmir. It aims to increase health insurance coverage across Jammu and Kashmir so that people there can avail health services for free. This PMJAY SEHAT Scheme provides an insurance cover of Rs 5 lakh to every family without paying any fee. Let us know what this scheme is, what is its objective, and how it works.
AB-PMJAY SEHAT is a health insurance scheme that provides insurance coverage to the residents of Jammu and Kashmir on the basis of Rs 5 lakh per family. The objective of this PMJAY SEHAT Scheme is that every family gets the benefit of health services, whether they go to a government or private hospital. In this scheme, all the members of the family are included in the same insurance cover, which means that any person can use it.
Features of PMJAY and SEHAT Scheme
| Features | Description |
| Coverage Amount | Rs 5 lakh per family per year |
| Hospital | Government and registered private hospitals |
| Coverage | Type All medical and surgical services, pre- and post-hospitalization expenses |
| Age Limit | No age limit |
| Chronic diseases | covered from day one |
| Identification | Aadhar card |
| Portability | The scheme can be availed anywhere across the country |
Objective of PMJAY SEHAT Scheme J&K
The main objective of this PMJAY SEHAT Scheme is that every family of Jammu and Kashmir gets protection from diseases and health expenses. This gives everyone access to better health services and people can take care of their health without financial burden. Also, this scheme also provides national portability for the whole country, which means that people can avail this insurance in any state.
How does the PMJAY SEHAT Scheme J&K work ?
Under this PMJAY SEHAT Scheme, a network of government and private hospitals has been created which provide services under this insurance. If a person needs to be hospitalized, he can go directly to the registered hospital and avail his health services. There is neither any family income limit nor age restriction for this, that is, people of any age can avail it.
This PMJAY SEHAT Scheme will increase awareness about health services among the people of Jammu and Kashmir and people will be able to avail medical services without financial worries. This is a step which is a big achievement in the direction of health services.
Benefits of Ayushman Bharat PMJAY SEHAT Scheme J&K
- Full coverage: Insurance coverage of Rs 5 lakh for all residents of Jammu and Kashmir.
- Portability facility: The benefits of this scheme can also be availed in hospitals in other states apart from Jammu and Kashmir.
- No additional expenses: All medical and surgical services, pre-hospitalization and post-hospitalization expenses are also included.
- Pre-existing diseases covered: All chronic diseases are covered in this insurance from day one.
- No family size limit: There is no limit on the number of family members.
How to use the J&K PMJAY SEHAT Scheme?
To avail the PMJAY SEHAT Scheme, beneficiaries have to go to registered hospitals. Beneficiaries are identified in the hospital through Aadhar card. After this, all the expenses of treatment in the hospital are covered by the scheme. Beneficiaries do not have to pay any kind of payment for treatment.
AB-PMJAY SEHAT Scheme: Latest Updates
Let’s see what ‘new’ updates have come recently in this special scheme made for the people of Jammu and Kashmir. The government has tried wholeheartedly to make sure that every citizen understands this scheme, and they can take ‘full’ advantage of it!
Government’s ‘applause’ on the achievement of Jammu and Kashmir
- The Government of India has praised Jammu and Kashmir for its ‘good performance’. Seeing this, it seems that hardly any other state has taken such diligently to provide the benefits of the scheme to the public. This is being considered a unique achievement!
Combined ‘campaign’ of SHA and JKSRLM
- The State Health Agency (SHA) and Jammu and Kashmir State Rural Livelihood Mission (JKSRLM) have jointly taken the responsibility of taking the scheme to every village. Both the organizations are ensuring that people get the ‘right’ information and they know what a big treasure the government has opened for their health.
‘Discussion’ with private hospitals
- SHA has also started consultation sessions with private hospitals associated with the scheme so that hospitals understand the nuances of the scheme and there is no ‘mistake’ in providing treatment to everyone. After all, there should be no lapse in taking care of patients!
Village-to-village Ayushman Abhiyan: Second chapter
- The second phase of the ‘Village-to-village Ayushman’ campaign is underway, where the scheme is being ‘promoted’ in remote villages. It is hoped that people of every village will take advantage of this scheme and we have to see how many villages show ‘enthusiasm’ in it.
Private hospitals registered on CO-WIN portal
- In this period of Corona period, a private hospital associated with AB-PMJAY SEHAT scheme has been included in the CO-WIN portal. Meaning, you can avail the benefits of not only treatment but also vaccination ‘under one roof’. Now this is called ‘dual facility’.
PMJAY SEHAT Scheme Apply Online Login
Keep Aadhar card ready: First of all, Aadhar card of the beneficiary is mandatory so that they can be identified.
Contact a registered hospital: You can visit your nearest hospital which is covered under this scheme.
Confirm your identity: The beneficiary will be identified at the hospital through Aadhaar card.
Avail treatment: Treatment will start at the hospital and all expenses will be covered under the scheme.
No additional documents need to be submitted.